Close
Banif@st login

Open your new account today

Interest Rates

Banif Bank Base Rates ()
Base Rate
Rate
Bank Base Rate 2.50% p.a.
Home Loan Base Rate 2.20% p.a.
Interest Rates on Savings and Current Accounts
     
Credit Interest Rates Applicable (%)
Type of account
Balance in Euro
EUR
Savings Account Personal X <= 50,000
X > 50,000
0.000
0.125
Current Account Personal Any balance
0.000
  Business Any balance
0.000

Rates shown above are gross rates and per annum. They are indicative only and may be revised without notice.

 

Interest Rates on Savings and Current Accounts in foreign denominations
     
Credit Interest Rates Applicable (%)
Type of account
Balance 
GBP
USD
AUD
Savings Account Personal Any balance
0.000
0.000
0.000
Current Account Personal Any balance
0.000
0.000
0.000
  Business Any balance
0.000
0.000
0.000

Rates shown above are gross rates and per annum. They are indicative only and may be revised without notice.

Hi-Saver Account Rates*
Term
Rate
First term - 12-month savings plan 0.75% p.a.
Second term - 3-month term deposit 1.75% p.a.
New Generation Account Rates
Term
Rate
X < = € 25,000 1.75% p.a.
X > € 25,000 0% p.a.
Campus Package Rates
Type of Account
Term
Rate

Campus Online Savings Account

X <= €2,500

X> €2,500

0.250% p.a.

0.000% p.a.

 Campus Current Account Any balance 0.000% p.a.
Direct Salary Account Rates - effective up till 13th September 2017
(Available to clients who deposit their monthly salary via direct credit) 0.30% p.a.
Direct Salary Account Rates - effective from 14th September 2017
X < = €25,000

0.25% p.a.

X > €25,000

0% p.a.

Monthly Savings Sceme Rates
1-year Monthly Savings Scheme 0.50% p.a.
Flexi Term Deposits Rates
1-Year Term
Rates
Withdrawal on the 91st day 0% p.a.
Withdrawal on 181st day 0.125% p.a.
Withdrawal on 271st day 0.250% p.a.
Maturity 0.75% p.a.
3-Year Flexi Term Deposits Rates
3-Year Term
Rates
Withdrawal on the 366th day (1 year) 0% p.a.
Withdrawal on the 731st day (2 years) 0.80% p.a.
Maturity 1.50% p.a.
Banif@st Term Deposits Rates
EUR
Rates
Period € 500 < X <= € 250,000
45 days 0.15000% p.a.
90 days 0.18750% p.a.
180 days 0.31250% p.a.
360 days 1.00000% p.a.
730 days 1.37500% p.a.
1095 days 1.62500% p.a.
Standard Term Deposits Rates
EUR
% Rates p.a. for Tier 1
% Rates p.a. for Tier 2
% Rates p.a. for Tier 3
Period € 500 < X <= € 25,000 € 25,000 < X <= € 200,000 X > € 200,000
1 Month 0.0000 0.0000 0.0000
3 Months 0.0625 0.09375 0.1250
6 Months 0.1250 0.1875 0.2500
1 Year 0.5000 0.7500 0.8750
2 Years 0.8750 1.0000 1.1250
3 Years 1.2500 1.3750 1.5000
4 Years 1.5000 1.6250 1.7500
5 Years 1.8750 2.0000 2.1250
GBP % Rates p.a. for Tier 1 % Rates p.a. for Tier 2 % Rates p.a. for Tier 3
Period 350 < X <= 20,000 20,000 < X <= 150,000 X > 150,000
1 Month 0.00000 0.00000 0.00000
3 Months 0.03750 0.03750 0.03750
6 Months 0.06250 0.09375 0.09375
1 Year 0.12500 0.12500 0.12500
2 Years 0.12500 0.12500 0.25000
3 Years 0.12500 0.25000 0.25000
USD % Rates p.a. for Tier 1 % Rates p.a. for Tier 2 % Rates p.a. for Tier 3
Period 500 < X <= 50,000 50,000 < X <= 300,000 X > 300,000
1 Month 0.06250 0.09375 0.12500
3 Months 0.12500 0.15625 0.18750
6 Months 0.18750 0.21875 0.25000
1 Year 0.37500 0.43750 0.50000
2 Years 0.43750 0.56250 0.62500
3 Years 0.56250 0.68750 0.75000
AUD % Rates p.a. for Tier 1 % Rates p.a. for Tier 2 % Rates p.a. for Tier 3
Period
500 < X <= 50,000
50,000 < X <= 300,000
X > 300,000
1 Month
0.06250
0.12500
0.25000
3 Months
0.12500
0.12500
0.25000
6 Months
0.12500
0.12500
0.25000
1 Year
0.25000
0.25000
0.37500
2 Years
0.50000
0.50000
0.50000
3 Years
0.50000
0.50000
0.75000

* The Hi-Saver Account is a 15-month term deposit split in two terms as descibed in the above table.

Rates shown above are gross rates and per annum. They are indicative only and may be revised without notice.


Malta Stock Exchange
©2008 - Banif Bank (Malta) plc - All Rights Reserved
Banif Bank (Malta) plc is a credit institution licensed by the MFSA to undertake
the business of banking in terms of the Banking Act 1994.