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Campus Package


I've got my own style, my own goals, my own way of doing things.

It's my journey, and to get the most out of it I need a Bank that's right for me.

With the Campus Package from Banif Bank, I can get loads of benefits, great savings solutions and financing options.

Key benefits 

As a full-time post-secondary student I can have my stipend deposited directly in my Campus Account through direct credit and get:

  • a free Visa Debit Card that gives me access to my funds anywhere in the world and allows me to shop online;
  • afree Visa Credit Card* with a limit up to €1,000 that also comes with free travel and purchase protection insurance, and up to 51 days interest-free credit;
  • free Banif@st Internet Banking to manage my funds anywhere 24/7;
  • free standing orders when transferring funds from one Banif account to another; and
  • preferential rates on foreign exchangeup to the equivalent of €1,200.


Saving solutions 

The Campus Package offers me: 

  • premium interest rates on the Campus Current Account; and
  • bonus interest rates on the Campus Flexi Term Account (balances of €500–€5,000) which gives me the flexibility to withdraw my funds on specific dates if needed whilst still earning interest. 

Financial options 

 I don’t have to wait any longer to get my projects and plans going. Through a Campus Personal Loan* I can:

  • borrow up to €10,000 to finance a range of purchases, from buying a car, camera or bicycle to upgrading my computer or even to travel;
  • enjoy a moratorium on the repayment of capital of up to 5 years, depending on the duration of my course, which means I will benefit from lower monthly repayments.
  • continue repaying the loan after my course ends as long as the maximum term of the loan does not exceed 7 years; and
  • get preferential rates without incurring processing fees when applying, or if I choose to make extra repayments to settle my loan earlier.

Data Protection Policy 

In terms of the Data Protection Act (Laws of Malta Chapter 440), I authorise the Bank to process the above data and any other data which I subsequently give to the Bank in any manner, for the following purposes: To provide me with products and services; For internal analysis and assessment (including market and product analysis); For the detection, prevention and reporting of fraud and/or other criminal activity which the Bank is legally bound to report; To develop and improve the Bank’s products and services; For direct marketing, such as to inform me, by, telephone, e-mail or other electronic means, about other products and services supplied by the Bank, its subsidiaries, associates and agents and by other carefully selected third parties, and for research purposes. I also authorise the Bank to exchange or disclose my personal data with/to all employees of the Bank, its subsidiaries, associates, correspondent banks, agents and any third parties entrusted and/or engaged by the Bank for the purposes of storing, processing or in any way handling any of the above data or with whom the Bank may share such data in connection with the operation of any microsite, website or otherwise in the ordinary course of the Bank’s business. I acknowledge that I have the right to request the Bank to inform me about the personal data held about me that is processed and to request its correction where necessary. I also acknowledge that furthermore, I shall inform the Bank in writing if I do not wish to have my data processed for direct marketing purposes.

* Loans and credit cards are subject to the Bank’s lending criteria. The Bank reserves the right to amend or withdraw this product at its sole discretion. Banif Bank (Malta) plc is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994 and is a member of the Depositor Compensation Scheme established under the Depositor Compensation Scheme Regulations (Legal notice 385 of 2015). Registered in Malta C41030 – 203, Level 2, Rue D’Argens, Gzira, GZR 1368, Malta.

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Banif Bank (Malta) plc is a credit institution licensed by the MFSA to undertake
the business of banking in terms of the Banking Act 1994.