Banif@st login

Open your new account today

Flexi Term


 I woud like to set aside some savings for the future,

but I want to be sure that I can access my funds if required. 

With a Flexi Term Account from Banif Bank,  

I can save tomorrow with the flexibility to withdraw before maturity.  

Key benefits

I can:

  • earn interest on my capital with the added flexibility to withdraw my funds before maturity if required, on set availability dates*, whilst still receiving interest depending on when the funds are withdrawn; 
  • opt for a term which best suits my needs, either: 
    • 1-year term with a balance between €500 and €100,000 and receive interest on maturity OR 
    • 3-year term with a minimum deposit of €2,500 and no maximum, and receive interest annually; and 
  • enjoy the peace of mind of a guaranteed interest rate for the whole term of the deposit.


Opening of account  *1-year term  *3-year term 
First availability of funds date 91st day* 366th day* 
Second availability of funds date 181st day* 731st day*
Third availability of funds date  271st day*  -

 *from opening of account 

Getting started

All I need to do is visit a Banif Branch or call Customer Care on 2260 1000.


Terms and conditions apply. The Bank reserves the right to amend or withdraw the product from the market at any time and at its discretion. Banif Bank (Malta) plc is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994 and is a member of the Depositor Compensation Scheme established under the Depositor Compensation Scheme Regulations (Legal notice 383 of 2015). Registered in Malta C41030 - 203, Level 2, Rue D'Argens, Gzira, GZR 1368, Malta. 

Interest Rates


Terms and conditions

To view these documents you need Adobe Acrobat Reader®
(if you don't have it please click here to download and install)

Get Acrobat Reader

Malta Stock Exchange
©2008 - Banif Bank (Malta) plc - All Rights Reserved
Banif Bank (Malta) plc is a credit institution licensed by the MFSA to undertake
the business of banking in terms of the Banking Act 1994.